What is Indira Gandhi National Old Age Pension Scheme

The Indira Gandhi National Old Age Pension Scheme (IGNOAPS) is a social welfare scheme launched by the Government of India in 1995. It is aimed at providing financial assistance to senior citizens who are aged 60 years or above and are living below the poverty line.

Indira Gandhi National Old Age Pension Scheme

Under the scheme, eligible beneficiaries receive a monthly pension of Rs. 200 to Rs. 500, depending on the state they reside in. The pension amount is fixed by the state governments, which implement the scheme in their respective states.

Do help a senior citizen by assisting him/ her to secure the IGNOAPS pension, refer to – https://nsap.nic.in/login/cbtMainPage.html

To be eligible for the scheme, the applicant must be aged 60 years or above, must belong to a BPL (Below Poverty Line) family, and should not be receiving any other pension or financial assistance from the government. The beneficiary should also be a resident of the state where they are applying for the pension.

The application process for the scheme varies from state to state. Generally, the application form can be obtained from the local authorities, and the applicant needs to submit proof of age, BPL status, and residence along with the application form.

The pension amount is directly credited to the beneficiary’s bank account on a monthly basis. The scheme is funded by the central and state governments in a 75:25 ratio.

Overall, the IGNOAPS is a useful scheme for senior citizens who are living below the poverty line and do not have any other source of income or financial assistance. It provides them with a regular income to meet their basic needs and lead a dignified life.

How to Apply for the Indira Gandhi National Old Age Pension Scheme

To apply for the Indira Gandhi National Old Age Pension Scheme (IGNOAPS), one needs to follow the steps given below:

  1. Check Eligibility: First, check if you meet the eligibility criteria for the scheme. You must be aged 60 years or above and belong to a BPL (Below Poverty Line) family.
  2. Obtain Application Form: The application form for the scheme can be obtained from the local authorities, such as the Gram Panchayat, Municipality, or Block Development Office, depending on the state you reside in.
  3. Fill the Application Form: Fill the application form with accurate and complete details. You will be required to provide information about your personal details, such as name, age, gender, and address, along with proof of age, BPL status, and residence.
  4. Submit the Application Form: Once you have filled the application form, submit it along with the necessary documents to the local authorities.
  5. Verification: The local authorities will verify the details provided in the application form and the documents submitted.
  6. Approval: If your application is approved, you will start receiving the pension amount on a monthly basis directly in your bank account.
  7. Follow Up: In case of any delay or issues in receiving the pension amount, you can follow up with the local authorities or the bank where your account is held.

It is important to note that the application process and documentation requirements may vary from state to state. It is advisable to check the specific requirements for your state before applying for the scheme.

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